Guarantee Protection Insurance Ltd (GPI) is an authorised and regulated UK insurer.

From its office in Castle Street, Liverpool the GPI underwriting team stands ready to provide a wide range of insurance solutions to trade associations, construction professionals, product manufacturers, brokers, warranty companies and insurance intermediaries.

GPI’s primary product is Insurance Backed Guarantees (IBGs).

This is the product upon which GPI was initially founded. We believe that GPI’s experience and knowledge in this field is unsurpassed in the UK.

GPI underwrites IBGs for many different trade types and areas of industry. Both commercial and domestic sectors are catered for; with IBGs presently being written for glazing, roofing, waterproofing, damp and timber treatment, property renovations, Green Deal/ECO installations and renewable energy systems.

GPI mainly utilises its wholly owned subsidiary on the administration, claims handling and fulfilment of these products.

More information can be found here.

Our Product

Insurance Backed Guarantees (IBG)

Insurance Backed Guarantees (IBG)

This is the product upon which GPI was initially founded. We believe that GPI’s experience and knowledge in this field is unsurpassed in the UK.

The purpose of an IBG is to provide insurance backing to a written workmanship and/or material guarantee, given by a building contractor to a domestic or commercial customer (the owner of the insured works). Such written guarantees may be given in good faith, by well-meaning contractors; however, even the most prudent and financially solvent contractors are unable to guarantee their solvency -in these volatile times- to the extent that they will be able to rectify defects for the lifetime of those guarantees. As such, responsible contractors, trade associations and competent person schemes across the UK insist that customers are provided with an IBG in order to ensure that recourse to the guarantee is possible, even in the event that the original contractor has ceased to trade.

GPI underwrites IBGs for many different trade types and areas of industry. Both commercial and domestic sectors are catered for; with IBGs presently being written for glazing, roofing, waterproofing, timber treatment, property renovations, Green Deal/ECO installations and renewable energy systems.


PCA - Insurance Backed Guarantee Products

An Insurance Backed Guarantee (IBG) is a low cost, long term insurance policy, which provides valuable protection for consumers when undertaking home improvements projects. The principle of an Insurance Backed Guarantee is to honour the terms of the written guarantee, originally issued by the installing contractor, where the contractor has ceased to trade a defined within the policy document and is therefore unable to satisfy claims against the guarantee.

The following IBG products are currently available:

Rising Damp IBG | Timber Treatment IBG | Wall Tie IBG | Lateral Restraint IBG | Structural Waterproofing IBG

Description

IBG Policy for Rising Damp contracts – this includes chemical injection, electro osmosis and vertical damproofing.

Purpose

Designed to provide cover in the event that the insured remedial works fail, during the period of insurance, and the contractor has ceased to trade and is unable to honour claims on the written guarantee.

Documentation

Japanese Knotweed IBG

Description

IBG Policy for Japanese Knotweed treatment contracts – this includes herbicide, screening/sifting, rhizome fragmentation, bund/stockpiling, excavation and removal to landfill, root barrier – vertical and burial/cell formation.

Purpose

Designed to provide cover in the event that the insured remedial works fail, during the period of insurance, and the contractor has ceased to trade and is unable to honour claims on the written guarantee.

Documentation

Japanese Knotweed Treatment, Monitoring and Insurance Backed Guarantee Product

Description

An insurance specifically for Japanese Knotweed treatment contracts involving herbicide treatment.

Purpose

Designed to provide cover in the event that the original contractor has ceased to trade and is either unable to complete the management plan for the treatment and monitoring of Japanese Knotweed that was agreed with them or if they are unable to honour their written guarantee should there be a re-growth of Japanese Knotweed after successful completion of a management plan.

Documentation

Knotweed Express Insurance Backed Guarantee product

Description

An insurance backed guarantee specifically for Japanese Knotweed eradication contracts.

Purpose

Designed to provide cover in the event that the original contractor has ceased to trade and is unable to honour their written guarantee should there be a re-growth of Japanese Knotweed after successful completion of a management plan.

Documentation

The Board

Jeremy Brettell

Jeremy Brettell

Non-Executive Chairman

Appointed November 2013

Jeremy has 30 years Business and Financial experience in various roles across a range of UK & European Financial Services, Fund Management and Commercial businesses. Currently Jeremy holds complementary Board roles in a Bank, Wealth Management Business, as well as working with Public Bodies and Agencies. Jeremy is a Chartered Director (Institute of Directors) and a Chartered Associate with the Institute of Financial Services, and holds an MBA from Sheffield Business School. Prior to focussing on Governance and Non Executive roles, Jeremy was previously CEO at a £1 Billion UK investment manager.

Alistair Wilson

Alastair Wilson

Chief Executive Officer

Appointed November 2014

Alastair is a member of the Royal Institution of Chartered Surveyors (MRICS) and is a member of the Chartered Institute of Building (MCIOB). He holds a first class degree in Quantity Surveying. Alastair joined GPI from its wholly owned subsidiary Warranty Services Limited, where he held the role of Managing Director since March 2013. Prior to working within the Kinnell Group Alastair was the senior partner at a RICS practice, where he specialised in technical advice and support, technical auditing, loss adjusting and claim dispute resolution. In addition to these executive roles, Alastair held a Non-Executive Director position for a prominent Glasgow based housing association.

Keith Crossan

Keith Crossan

Chief Operating Officer

Appointed January 2015

Keith has over 25 years’ experience in Retail Banking, Insurance, Life & Pensions, General Insurance and Broking sectors. He has worked as a consultant with three of the largest global audit firms and worked for blue chip companies such as Aon and Direct Line delivering major change programmes, implementing corporate change portfolio governance and strategic change. He has PRINCE2 foundation and practitioner accreditation.

Lyndsay Wilson

Lyndsay Wilson

Actuarial & Finance Director

Appointed September 2011

Lyndsay is a Fellow of the Association of Chartered Certified Accountants and holds a Certificate in Insurance (Cert CII), and a first class Degree in Accountancy from Oxford Brookes University.

Lyndsay has over 15 years’ experience in the financial services industry and has held various roles across a range of UK & European financial service firms. Prior to joining GPI, Lyndsay worked for a venture capital investment company specialising in property and private equity, and an International Bank, focusing on the integration of European Subsidiaries.

We also have a highly trained and efficient administration staff supporting the directors and dealing with the day to day running of the business.

Contact Us

Administration Office
Guarantee Protection Insurance Ltd, PO Box 26332, Ayr, KA8 9FG
Telephone: 01292 268020
Fax: 01292 611723

Registered Office Address Details
14 Castle Street, Liverpool, L2 0NE

Registered In England under Company Registration Number 03326800. Guarantee Protection Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. This information can be verified on the Financial Services Register. Guarantee Protection Insurance Ltd’s Firm Reference Number is 207658.

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Guarantee Protection Insurance Ltd (GPI) is part of the Kinnell Family