Our Products

Guarantee Protection Insurance Ltd (GPI) is a UK domiciled insurer authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. The following product types -and more- are available:

Insurance Backed Guarantees (IBG)


This is the product upon which GPI was initially founded. We believe that GPI’s experience and knowledge in this field is unsurpassed in the UK.

The purpose of an IBG is to provide insurance backing to a written workmanship and/or material guarantee, given by a building contractor to a domestic or commercial customer (the owner of the insured works). Such written guarantees may be given in good faith, by well-meaning contractors; however, even the most prudent and financially solvent contractors are unable to guarantee their solvency -in these volatile times- to the extent that they will be able to rectify defects for the lifetime of those guarantees. As such, responsible contractors, trade associations and competent person schemes across the UK insist that customers are provided with an IBG in order to ensure that recourse to the guarantee is possible, even in the event that the original contractor has ceased to trade.

GPI underwrites IBGs for many different trade types and areas of industry. Both commercial and domestic sectors are catered for; with IBGs presently being written for glazing, roofing, waterproofing, timber treatment, property renovations, Green Deal/ECO installations and renewable energy systems.

Latent Defect Insurance (For New Build Renovation and Repair work)


Property owners, construction professionals and other building stakeholders will know that defects can become evident long after practical completion of building works. The rectification of these defects can be a costly undertaking, and may result in expenditure which has not been budgeted, or otherwise provided for. For construction professionals, this naturally jeopardises the availability of funding, time and manpower for future projects.

Latent Defect Insurance products offered by GPI take quality driven approaches to protecting stakeholder’s investments in construction projects. The propensity for defects to occur is minimised from the outset, as technical audits are carried out prior to and during the build. These audits take into account various risk factors which, if incorrectly addressed in the first instance, can contribute to latent defects.

In addition to indemnifying insured parties in respect of latent defects themselves, the insurance may also confer additional benefits in the event of a valid claim, such as meeting the costs of alternative accommodation, and the fees of architects or other professionals.

Extended Warranties

Fitted Kitchen

The GPI management team has over thirty years of experience in underwriting extended warranties for domestic products; including heating products and both white & brown goods. We have dealt with some of the largest manufacturers and trade bodies in the UK and have extensive knowledge of this marketplace.

GPI is able to offer a product that goes beyond the “one size fits all” annual plan approach and is able to consider long-term cover. In this respect, GPI can provide underwriting functions for manufacturer/product warranties, in-house schemes and service plans.

Renewable Technologies

Wind Turbine

GPI brings the experience gained in the both the extended warranty and IBG marketplaces and applies those experiences to new systems and technologies. Long term cover is available on both domestic and commercial installations for the following renewable products:

  • Heat pumps (Ground source, air source and exhaust)
  • Solar thermal systems
  • Solar photo-voltaic panels.
  • Wind turbines.

Niche covers


GPI prides itself on engaging with clients in order to provide unique, bespoke cover based around specific requirements.. As a team we pride ourselves on our flexible underwriting process which allows us to produce a prompt response to opportunities.

Some of the bespoke lines presently being written are as follows:

  • Workmanship Warranties
  • GAP Insurance
  • Gadget & mobile phone insurance
  • Excess Waiver

Why not give us a try? Fill out our online enquiries form and one of our team will get back to you.